Netizen Express

Senator Win Gatchalian insisted on the Department of Education or DepEd to review the K-12 program in the second year of implementation. According to Gatchalian, it is important to adjust the K-12 curriculum program to ensure that graduates will find employment soon enough. Gatchalian urged DepEd to work on the survey results conducted by Jobstreet Philippines in April that only 24-percent of Philippine employers are open to the K-12 Completion Program. As chairman of the Senate Sub-Committee on Education Reform, Gatchalian also plans to conduct a hearing on the education system in the country. Gatchalian's second hearing target is to know the reason why the number of graduates of the K-12 program is getting a job.

My husband is working for five years in Saudi Arabia. I would like to start a business with a small investment. My husband's income is not enough for our growing family. I would like to know if there is a loan that can be availed in OWWA and how much is available and requirements? -Mrs. Edel Mayrina, Muntinlupa City There is a P2 billion worth of OWWA OFW Reintegration program for those who want to build a business. The Overseas Workers Welfare Administration (OWWA) in partnership with the Development Bank of the Philippines (DBP) and Land Bank of the Philippines lenders qualified OWWA members. It aims to help OFWs and their families. OFWs may be able to avail of loan: Viable project that will generate a net monthly income of at least Php10,000 Loan amount:  ₱300,000 to ₱2,000,000  with interest rate of 7.5% annually. Payments:  Monthly/Quarterly/Annually depending on the project cash flow. Where to apply:  You may apply at any OWWA Regional Welfare Offic

I. LTO Violations fee relative to Licensing 1. Driving without license in the Philippines LTO Fine : Php 3,000 2. LTO penalty for not wearing seatbelt in the Philippines LTO Fine: First violation: Php 1,000 Second violation: Php 2,000 Third violation: Php 5,000 The seat belt law Philippines is applied for both drivers and the passengers. Important to note that, having 6-year-old children on the front seat without a seat belt, drivers also have to pay for the ticket. 3. Driving under the impact of alcohol/dangerous drugs LTO Fine : Php 5,000 Added to the LTO violation fee, motorists who drive after drinking alcohol or using drugs may get a twelve-month driver’s license suspension (implemented for non-professional driver’s license) in the first time. For people who are holding a professional license shall be canceled the license constantly for the first offense. 4. Careless driving First conviction: Php 2,000 Second conviction: Php 3,000 Subsequent con

Owning a business can be a profitable venture. But not all entrepreneur can start a business due to lack of startup capital. Good thing is that the Department of Labor and Employment is offering. For those who are interested, our government has a new program for our kababayans who want to start a business but lack of capital. Through the Integrated Livelihood Program of the Department of Labor and Employment (DOLE), the government can help the qualified individuals or groups of people in the business they want to start. In the said program, the government can offer up to ₱20,000 to an individual. For a group that consist of 26-50 members, up to ₱500,000 can be offered by the government, and ₱1,000,000 to a group that consist of 50 members. More than 80,000 beneficiaries already received an assistance through this livelihood government program. DOLE also created a website to help people in selling their products. If you are interested in such a program, you may go to DO

President Rodrigo Roa Duterte said that he would not hesitate to fight back if someone wanted him to be out of Malacañang. The President said that he would detain critics that would attempt to charge an impeachment case against him over his alleged failure to protect the sovereignty of the Philippines from China. “I-impeach ako? Kulungin ko silang lahat. Subukan niyo. Try to take it, do it, and I will do it,” Duterte said in an interview. The President also argued with SC Associate Justice Antonio Carpio who said that the constitution commands the President to protect the country’s marine wealth, territorial sea and Exclusive Economic Zone against any foreign invasion. According to the President, he is protecting the lives of his countrymen, mentioning that China would not allow itself to be shamed by following the Philippine Constitution. “That is a provision for the thoughtless and the senseless. The protection of our economic rights about the economic zone resolves th

Banco De Oro reminds their BDO Kabayan Savings Account holders that in order to avoid the P300 pesos monthly deduction, account holders must continue the BDO Zero maintaining balance featured. To do that the account holder must have to remit at least once a year. The bank advice no activity in your account for 12 months will automatically change it to regular savings account type in which the account owner must maintain P10,000 maintaining balance. When your BDO Kabayan Savings Account has no activity for one year or no remittance for a year then the balance of your account is below the minimum P10,000 maintaining balance then that’s the time the bank will do the monthly deduction. Upang mapanatili ang zero maintaining balance feature ng iyong BDO Kabayan Savings at hindi magkaroon ng kaltas na P300 kada buwan, nais namin kayong paalalahanan ng mga sumusunod:  - Mag-remit ng isang (1) beses sa loob ng isang (1) taon - Kung walang remittance sa loob ng isang (1) taon,